The new service will give providers and patients a payment option to help with large out-of-pocket expenses.

ATLANTA (October 2, 2017)—Provider Web Capital announces the launch of its unique health care patient pay solution, Curae Finance, a financing product aimed at empowering medical providers of all types to help patients afford the care they need, when they need it. In the current high-deductible environment, Curae Finance helps the health care industry solve the critical issue of large out-of-pocket expenses patients face by giving them flexible payment options. With the launch of Curae Finance, Provider Web Capital is the nation’s only company offering non-recourse financing solutions to hospitals and individual practices, as well as the patients they serve across the entire credit spectrum, including prime and subprime credit profiles.

“Health care professionals work hard to deliver patients the best care and service possible. Curae Finance was founded to help them meet that goal by giving patients flexible options to meet the rising cost of health care,” said Chris Stenglein, CEO of Provider Web Capital. “While we have been fortunate to have the opportunity to help quality health care providers across the country meet their business needs with commercial financing for nearly a decade, we are excited to complete our product suite by adding this essential patient finance solution.”

Curae Finance uses an online application portal that includes a one-minute process, with offers made to approved patients within seconds. This solution enables the treatment of patients the day they apply, and the provider receives up to 100 percent of the patient pay responsibility within 48 hours. Curae Finance is delivered in multiple tiers that offer a wide variety of flexible term options, including options to assist patients with more challenging credit profiles.

“Our patient financing solution is available to a broad array of providers, from large hospital systems to the individual practice. Curae is designed to address traditional deductibles and high out-of-pocket expenses that patients face today, including those for services in elective markets, such as dentists, audiologists and surgeons in cosmetic, eye, orthopedic and other specialties,” Stenglein added. “Through Curae, we are extending our company’s mission to empower our network of providers with unprecedented cash flow flexibility and control, as well as bolstering their ability to offer patients greater options to manage their own health care. The existing patient finance solutions in the market are mostly focused on patients with prime credit scores, but Curae extends these offerings all the way across the credit spectrum from prime to subprime.”

Beyond the benefit of supplying patients with a viable payment option for their health care needs, Curae Finance also brings providers meaningful benefits. Providers will not have to expend valuable resources on billing, processing or collecting from patients utilizing Curae Finance, and importantly, they will not be responsible for any patient defaults. Further, once approved for Curae Finance, they can also secure attractive claims advance and commercial financing for facility upgrades, marketing, payroll and other business needs.

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