Nikki Anne Schmutz was born and raised in Utah. She is a published writer and has spent many years working with special needs children and adults as a caretaker and registered behavior technician (RBT). In 2016, her life turned upside-down when she was widowed and left to care for four dependent children. Schmutz found a role she was made for when she became an estate specialist in 2019 at Full-Circle Aftercare. In February 2021, she was promoted to management as the account manager where she has been happily directing her funeral home and hospice clients (and their families) through the maze of non-legal personal estate settlement.